The cries are heard from the distance, "I need help with my annuities." Nothing has changed...just a lonely senior who can't trust anybody with her annuity because every time she asks for advice, someone tries to make her invest in a different annuity...Sound familiar? Well you are not alone.Often times... Read More
If you are the normal consumer, then you've probably experienced the Grocery Shopping Blues. Most supermarkets use this trick to their advantage to squeeze more money out of their customers and turn a tidy little profit for themselves.Grocery shopping should be a pleasant experience, but too often, consumers let it... Read More
Whatever your reason for having a tight budget, the truth is that going to the grocery store without a plan is a BIG budget breaker. And sadly all that cash ends up vanishing into our stomachs and then...well, you know what comes next.But if you only had $300 a month... Read More
As the saying goes: "Buyer Beware". If you see ads claiming you qualify to receive a "free grant" for education, to start a home business or to payoff unpaid bills, be wary. Scam artists will claim your grant application is guaranteed to be accepted and approved, and you never have... Read More
When people speak about the increasing age expectancies, they generally do so with positive connotation. This author agrees-there's nothing wrong with living longer, especially if we can sustain our quality of life at each period throughout our lifespan. The problem, then, is not that we are living longer-it's that we... Read More
You should thoroughly consider your business needs when selecting a financial institution or bank for your small/home business. You may want to consider the following points:- The types of products and services that are offered.- The bank's criteria for qualifying for a loan.- The minimum balances for accounts, interest rates... Read More
Recent security breaches at several credit card companies continue to worry Americans, as stolen financial information can lead to identity theft. Identity theft occurs when someone obtains your Social Security number and/or other vital information and uses it to pose as you. By doing so, they can take advantage of... Read More
Good money management needn't be difficult. In fact, there a number of easy steps recommended by most financial professionals to help manage your finances better.Pay your bills on time to avoid late fees.Don't wait until the red bill turns up! Make notes of due dates in your diary and remember... Read More
Sorting out your personal finances can be a tricky and exasperating time. Whether you are looking to obtain money through a loan, protect your finances with life insurance, medical, travel or car insurance, save some money through an individual savings account (ISA), apply for a credit card or a mortgage,... Read More
If you're like most people, your personal financial records are most probably kept in less than "Good Accounting Practices" standards. For example, stashing old ATM receipts and hanging on to a stub showing what you paid for a pack of mints two years ago (cash, of course), might be filed... Read More
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Women are charged more for dry cleaning services. Don't fume,... Read More
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Before buying personal or business checks you should inform yourself... Read More
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One universal of humanity, no matter who you are or... Read More